Payment

(1) Credit Card

Visa, MasterCard, Discover and American Express

Please note that YAGARMONIYA LLC., Limited does not collect your credit/debit card number or personal information when you make a payment. For questions regarding your transactions on our site, please consult your card-issuing bank for information.

(2) PayPal

PayPal is a secure and trusted payment method for online shopping.

1. With PayPal, you can send payment quickly and securely online.
2. You may still check out even without a PayPal account. To do so, please click on "Pay with Debit/Credit Card" and you'll be redirected to a secure page where you can enter your credit card information or complete your payment safely via PayPal.

(3) Klarna

We partner with Klarna to offer flexible payment solutions:
✅ Pay Now - Full upfront payment
✅ Pay in 30 Days - 0% interest if paid within 30 days (subject to Klarna's instant credit check)
✅ Installments - Split into 3/6/12 payments with APR 0-29.99% (based on credit profile)

How to use:

1. Select items → Choose "Klarna" at checkout

2. Provide name, email, DOB (soft credit check, no impact on credit score*)

3. Select plan → Confirm terms → Complete order

Important Notes:
⚠️ Interest & fees shown finalize at Klarna checkout
⚠️ Available in US, UK, EU, etc. (Customer Service)
⚠️ Your data is secured under GDPR compliance (Privacy Policy)

(4) Afterpay

We collaborate with Afterpay, which is a "buy first, pay later" payment method that allows users to pay the purchase amount in installments, typically divided into four interest free payments. 

Why Choose Afterpay?

1. Interest-Free Installments
Split your purchase into 4 equal payments with 0% interest & no hidden fees.

2. Instant Approval
Get a decision in seconds – receive your order immediately after approval.

3. Budget-Friendly
Payments are auto-debited every 2 weeks, helping you manage cash flow effortlessly.

4. Secure & Transparent
Link your debit/credit card directly – no upfront deposits or credit checks.

5. No Credit History Needed
Basic eligibility: 18+ years old with a valid payment method.

How to Use Afterpay

1. Select at Checkout
Choose "Afterpay" as your payment method on the order page.

2. Sign Up/Log In
Complete a quick registration (first-time users require card verification).

3. Review Payment Plan
Your total will be split into 4 installments – check amounts and due dates.

4. Pay the First Installment
Settle the first payment, and your order ships right away!

5. Automatic Payments
Remaining 3 payments are auto-charged every 2 weeks (SMS reminders included).

Eligibility: 18+ years old, valid debit/credit card, and order within Afterpay's limit rules.
Shop Now, Pay Later with Confidence ➔